{"id":389,"date":"2026-03-09T11:07:02","date_gmt":"2026-03-09T11:07:02","guid":{"rendered":"https:\/\/client12.s1.notaires-ia.fr\/?p=389"},"modified":"2026-04-07T14:19:49","modified_gmt":"2026-04-07T14:19:49","slug":"le-testament-a-quoi-sert-il-et-comment-fonctionne-t-il","status":"publish","type":"post","link":"https:\/\/laila-gssime.notaires.fr\/?p=389","title":{"rendered":"Le testament : \u00e0 quoi sert-il et comment fonctionne-t-il ?"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"389\" class=\"elementor elementor-389\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-561d83c e-flex e-con-boxed e-con e-parent\" data-id=\"561d83c\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1b8a481 elementor-widget elementor-widget-html\" data-id=\"1b8a481\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<!DOCTYPE html>\n<html lang=\"fr\">\n<head>\n<meta charset=\"UTF-8\">\n<meta name=\"viewport\" content=\"width=device-width, initial-scale=1.0\">\n<title>Le Testament : \u00c0 quoi sert-il et comment fonctionne-t-il ? - Infographie Legal Design<\/title>\n<style>\n  @import url('https:\/\/fonts.googleapis.com\/css2?family=Inter:wght@300;400;500;600;700;800;900&display=swap');\n\n  * { margin: 0; padding: 0; box-sizing: border-box; }\n\n  body {\n    font-family: 'Inter', -apple-system, BlinkMacSystemFont, sans-serif;\n    background: #f8f7fc;\n    color: #2d2b3d;\n    line-height: 1.6;\n    max-width: 900px;\n    margin: 0 auto;\n  }\n\n  \/* \u2500\u2500\u2500\u2500\u2500 HERO \u2500\u2500\u2500\u2500\u2500 *\/\n  .hero {\n    background: linear-gradient(135deg, #6c3fa0 0%, #a855f7 50%, #c084fc 100%);\n    padding: 48px 40px 56px;\n    border-radius: 0 0 32px 32px;\n    position: relative;\n    overflow: hidden;\n  }\n  .hero::before {\n    content: '';\n    position: absolute;\n    top: -60px; right: -60px;\n    width: 220px; height: 220px;\n    background: rgba(255,255,255,0.08);\n    border-radius: 50%;\n  }\n  .hero::after {\n    content: '';\n    position: absolute;\n    bottom: -40px; right: 80px;\n    width: 140px; height: 140px;\n    background: rgba(255,255,255,0.06);\n    border-radius: 50%;\n  }\n  .badge {\n    display: inline-flex;\n    align-items: center;\n    gap: 10px;\n    background: rgba(255,255,255,0.15);\n    backdrop-filter: blur(10px);\n    padding: 10px 20px;\n    border-radius: 12px;\n    margin-bottom: 24px;\n  }\n  .badge svg { width: 28px; height: 28px; }\n  .badge span {\n    font-weight: 700;\n    font-size: 13px;\n    letter-spacing: 1.5px;\n    text-transform: uppercase;\n    color: #fff;\n  }\n  .hero h1 {\n    font-size: 34px;\n    font-weight: 800;\n    color: #fff;\n    line-height: 1.15;\n    margin-bottom: 16px;\n  }\n  .hero p {\n    font-size: 17px;\n    color: rgba(255,255,255,0.85);\n    max-width: 620px;\n    font-weight: 400;\n  }\n\n  \/* \u2500\u2500\u2500\u2500\u2500 CONTENT \u2500\u2500\u2500\u2500\u2500 *\/\n  .content { padding: 0 24px 60px; }\n\n  \/* \u2500\u2500\u2500\u2500\u2500 DEFINITION \u2500\u2500\u2500\u2500\u2500 *\/\n  .definition {\n    background: #fff;\n    border-left: 5px solid #a855f7;\n    border-radius: 0 16px 16px 0;\n    padding: 28px 32px;\n    margin: -28px 16px 40px;\n    position: relative;\n    z-index: 2;\n    box-shadow: 0 4px 24px rgba(108,63,160,0.10);\n    font-size: 17px;\n  }\n  .definition strong { color: #7c3aed; font-weight: 700; }\n\n  \/* \u2500\u2500\u2500\u2500\u2500 SECTION TITLE \u2500\u2500\u2500\u2500\u2500 *\/\n  .section-title {\n    display: flex;\n    align-items: center;\n    gap: 14px;\n    margin: 48px 0 24px;\n  }\n  .section-title .icon-circle {\n    width: 48px; height: 48px;\n    background: linear-gradient(135deg, #7c3aed, #a855f7);\n    border-radius: 50%;\n    display: flex; align-items: center; justify-content: center;\n    flex-shrink: 0;\n  }\n  .section-title .icon-circle svg { width: 24px; height: 24px; }\n  .section-title h2 {\n    font-size: 24px; font-weight: 700; color: #7c3aed;\n  }\n\n  \/* \u2500\u2500\u2500\u2500\u2500 KEY POINT \u2500\u2500\u2500\u2500\u2500 *\/\n  .key-point {\n    background: #fff;\n    border: 2px solid #e9d5ff;\n    border-radius: 16px;\n    padding: 20px 24px;\n    margin: 24px 0;\n    display: flex;\n    align-items: flex-start;\n    gap: 14px;\n  }\n  .key-point .kp-icon { font-size: 24px; flex-shrink: 0; }\n  .key-point p { font-size: 14px; color: #5b21b6; font-weight: 500; }\n\n  \/* \u2500\u2500\u2500\u2500\u2500 \u00c0 QUOI SERT-IL : USE CASES \u2500\u2500\u2500\u2500\u2500 *\/\n  .uses-grid {\n    display: grid;\n    grid-template-columns: repeat(3, 1fr);\n    gap: 16px;\n    margin: 24px 0;\n  }\n  .use-card {\n    background: #fff;\n    border-radius: 18px;\n    padding: 24px 18px;\n    text-align: center;\n    box-shadow: 0 2px 16px rgba(108,63,160,0.07);\n    position: relative;\n    overflow: hidden;\n  }\n  .use-card::before {\n    content: '';\n    position: absolute;\n    top: 0; left: 0; right: 0;\n    height: 4px;\n    background: linear-gradient(90deg, #7c3aed, #a855f7);\n  }\n  .use-card .uc-icon { font-size: 36px; margin-bottom: 10px; }\n  .use-card h4 { font-size: 14px; font-weight: 700; color: #7c3aed; margin-bottom: 6px; }\n  .use-card p { font-size: 12px; color: #64748b; line-height: 1.5; }\n\n  \/* \u2500\u2500\u2500\u2500\u2500 3 TYPES DE TESTAMENTS \u2014 CARTES \u2500\u2500\u2500\u2500\u2500 *\/\n  .types-row {\n    display: grid;\n    grid-template-columns: repeat(3, 1fr);\n    gap: 16px;\n    margin: 24px 0;\n  }\n  .type-card {\n    background: #fff;\n    border-radius: 20px;\n    overflow: hidden;\n    box-shadow: 0 2px 16px rgba(108,63,160,0.07);\n  }\n  .type-header {\n    padding: 20px 18px 16px;\n    text-align: center;\n    color: #fff;\n  }\n  .type-header .th-icon { font-size: 40px; margin-bottom: 6px; }\n  .type-header h3 { font-size: 17px; font-weight: 800; }\n  .type-header p { font-size: 11px; opacity: 0.9; }\n  .th-green { background: linear-gradient(135deg, #10b981, #059669); }\n  .th-blue { background: linear-gradient(135deg, #0ea5e9, #0284c7); }\n  .th-amber { background: linear-gradient(135deg, #f59e0b, #d97706); }\n  .type-body {\n    padding: 18px;\n  }\n  .type-body ul {\n    list-style: none;\n    padding: 0;\n  }\n  .type-body ul li {\n    font-size: 12px;\n    padding: 5px 0;\n    display: flex;\n    align-items: flex-start;\n    gap: 7px;\n    color: #2d2b3d;\n  }\n  .type-body ul li .li-icon { font-size: 14px; flex-shrink: 0; margin-top: 1px; }\n\n  \/* \u2500\u2500\u2500\u2500\u2500 COMPARAISON TABLEAU \u2500\u2500\u2500\u2500\u2500 *\/\n  .compare-wrap {\n    background: #fff;\n    border-radius: 20px;\n    padding: 4px;\n    box-shadow: 0 2px 16px rgba(108,63,160,0.07);\n    margin: 24px 0;\n    overflow-x: auto;\n  }\n  .compare-table {\n    width: 100%;\n    border-collapse: collapse;\n    font-size: 13px;\n  }\n  .compare-table thead th {\n    padding: 14px 12px;\n    text-align: center;\n    color: #fff;\n    font-weight: 700;\n    font-size: 12px;\n  }\n  .compare-table thead th:first-child {\n    background: linear-gradient(135deg, #7c3aed, #a855f7);\n    border-radius: 16px 0 0 0;\n    text-align: left;\n    width: 130px;\n  }\n  .compare-table thead th:nth-child(2) { background: linear-gradient(135deg, #10b981, #059669); }\n  .compare-table thead th:nth-child(3) { background: linear-gradient(135deg, #0ea5e9, #0284c7); }\n  .compare-table thead th:last-child {\n    background: linear-gradient(135deg, #f59e0b, #d97706);\n    border-radius: 0 16px 0 0;\n  }\n  .compare-table tbody td {\n    padding: 12px;\n    text-align: center;\n    border-bottom: 1px solid #f3f0ff;\n  }\n  .compare-table tbody td:first-child {\n    text-align: left;\n    font-weight: 600;\n    color: #5b21b6;\n    background: #faf8ff;\n  }\n  .compare-table tbody tr:last-child td { border-bottom: none; }\n  .compare-table tbody tr:last-child td:first-child { border-radius: 0 0 0 16px; }\n  .compare-table tbody tr:last-child td:last-child { border-radius: 0 0 16px 0; }\n  .ct-check { color: #10b981; font-weight: 700; }\n  .ct-cross { color: #ef4444; font-weight: 700; }\n\n  \/* \u2500\u2500\u2500\u2500\u2500 R\u00c9SERVE & QUOTIT\u00c9 SCHEMA \u2500\u2500\u2500\u2500\u2500 *\/\n  .reserve-container {\n    background: #fff;\n    border-radius: 20px;\n    padding: 28px;\n    box-shadow: 0 2px 16px rgba(108,63,160,0.07);\n    margin: 24px 0;\n  }\n  .reserve-visual {\n    margin-bottom: 20px;\n  }\n  .reserve-bar {\n    display: flex;\n    height: 52px;\n    border-radius: 14px;\n    overflow: hidden;\n    margin-bottom: 8px;\n  }\n  .rb-reserve {\n    display: flex;\n    align-items: center;\n    justify-content: center;\n    color: #fff;\n    font-weight: 700;\n    font-size: 13px;\n    padding: 0 12px;\n    text-align: center;\n  }\n  .rb-dispo {\n    display: flex;\n    align-items: center;\n    justify-content: center;\n    color: #fff;\n    font-weight: 700;\n    font-size: 13px;\n    padding: 0 12px;\n    text-align: center;\n  }\n  .reserve-label {\n    font-size: 12px;\n    font-weight: 600;\n    color: #64748b;\n    margin-bottom: 6px;\n  }\n  .reserve-cases {\n    display: grid;\n    grid-template-columns: repeat(3, 1fr);\n    gap: 14px;\n  }\n  .reserve-case {\n    text-align: center;\n  }\n  .reserve-case h5 {\n    font-size: 12px;\n    font-weight: 700;\n    color: #2d2b3d;\n    margin-bottom: 8px;\n    display: flex;\n    align-items: center;\n    justify-content: center;\n    gap: 6px;\n  }\n  .rc-bar {\n    display: flex;\n    height: 40px;\n    border-radius: 10px;\n    overflow: hidden;\n    margin-bottom: 6px;\n  }\n  .rc-reserve {\n    background: linear-gradient(135deg, #ef4444, #f87171);\n    display: flex; align-items: center; justify-content: center;\n    color: #fff; font-weight: 700; font-size: 11px;\n  }\n  .rc-dispo {\n    background: linear-gradient(135deg, #10b981, #34d399);\n    display: flex; align-items: center; justify-content: center;\n    color: #fff; font-weight: 700; font-size: 11px;\n  }\n  .rc-legend {\n    display: flex;\n    justify-content: center;\n    gap: 12px;\n    font-size: 10px;\n    color: #64748b;\n  }\n  .rc-legend span {\n    display: flex;\n    align-items: center;\n    gap: 4px;\n  }\n  .rc-legend .dot-r { width: 8px; height: 8px; border-radius: 50%; background: #ef4444; }\n  .rc-legend .dot-d { width: 8px; height: 8px; border-radius: 50%; background: #10b981; }\n\n  \/* \u2500\u2500\u2500\u2500\u2500 TYPES DE LEGS \u2500\u2500\u2500\u2500\u2500 *\/\n  .legs-grid {\n    display: grid;\n    grid-template-columns: repeat(3, 1fr);\n    gap: 16px;\n    margin: 24px 0;\n  }\n  .leg-card {\n    background: #fff;\n    border-radius: 16px;\n    padding: 22px 18px;\n    box-shadow: 0 2px 16px rgba(108,63,160,0.07);\n    text-align: center;\n    border-top: 4px solid;\n  }\n  .leg-card:nth-child(1) { border-color: #7c3aed; }\n  .leg-card:nth-child(2) { border-color: #0ea5e9; }\n  .leg-card:nth-child(3) { border-color: #f59e0b; }\n  .leg-card .lc-icon { font-size: 32px; margin-bottom: 8px; }\n  .leg-card h4 { font-size: 14px; font-weight: 700; margin-bottom: 6px; }\n  .leg-card:nth-child(1) h4 { color: #7c3aed; }\n  .leg-card:nth-child(2) h4 { color: #0284c7; }\n  .leg-card:nth-child(3) h4 { color: #d97706; }\n  .leg-card p { font-size: 12px; color: #64748b; line-height: 1.4; }\n\n  \/* \u2500\u2500\u2500\u2500\u2500 CONDITIONS DE VALIDIT\u00c9 \u2500\u2500\u2500\u2500\u2500 *\/\n  .validity-strip {\n    display: grid;\n    grid-template-columns: repeat(4, 1fr);\n    gap: 0;\n    margin: 24px 0;\n    border-radius: 20px;\n    overflow: hidden;\n    box-shadow: 0 2px 16px rgba(108,63,160,0.07);\n  }\n  .valid-cell {\n    padding: 24px 16px;\n    text-align: center;\n    color: #fff;\n  }\n  .valid-cell:nth-child(1) { background: linear-gradient(180deg, #7c3aed, #6d28d9); }\n  .valid-cell:nth-child(2) { background: linear-gradient(180deg, #8b5cf6, #7c3aed); }\n  .valid-cell:nth-child(3) { background: linear-gradient(180deg, #a78bfa, #8b5cf6); }\n  .valid-cell:nth-child(4) { background: linear-gradient(180deg, #c084fc, #a78bfa); }\n  .valid-cell .vc-icon { font-size: 32px; margin-bottom: 8px; }\n  .valid-cell h4 { font-size: 13px; font-weight: 700; text-transform: uppercase; letter-spacing: 0.5px; margin-bottom: 4px; }\n  .valid-cell p { font-size: 11px; opacity: 0.92; line-height: 1.4; }\n\n  \/* \u2500\u2500\u2500\u2500\u2500 R\u00c9VOCATION \/ MODIFICATION \u2500\u2500\u2500\u2500\u2500 *\/\n  .revoc-grid {\n    display: grid;\n    grid-template-columns: repeat(3, 1fr);\n    gap: 16px;\n    margin: 24px 0;\n  }\n  .revoc-card {\n    background: #fff;\n    border-radius: 16px;\n    padding: 22px 18px;\n    text-align: center;\n    box-shadow: 0 2px 16px rgba(108,63,160,0.07);\n    position: relative;\n    overflow: hidden;\n  }\n  .revoc-card::before {\n    content: '';\n    position: absolute;\n    top: 0; left: 0; right: 0;\n    height: 4px;\n    background: linear-gradient(90deg, #7c3aed, #a855f7);\n  }\n  .revoc-card .rc-icon { font-size: 32px; margin-bottom: 8px; }\n  .revoc-card h4 { font-size: 13px; font-weight: 700; color: #7c3aed; margin-bottom: 6px; }\n  .revoc-card p { font-size: 12px; color: #64748b; line-height: 1.4; }\n\n  \/* \u2500\u2500\u2500\u2500\u2500 FCDDV BOX \u2500\u2500\u2500\u2500\u2500 *\/\n  .fcddv-box {\n    background: linear-gradient(135deg, #f3f0ff, #ede9fe);\n    border-radius: 20px;\n    padding: 28px 32px;\n    margin: 24px 0;\n    display: flex;\n    align-items: flex-start;\n    gap: 18px;\n  }\n  .fcddv-box .fb-icon { font-size: 44px; flex-shrink: 0; }\n  .fcddv-box .fb-text h4 { font-size: 16px; font-weight: 700; color: #7c3aed; margin-bottom: 6px; }\n  .fcddv-box .fb-text p { font-size: 13px; color: #5b21b6; line-height: 1.6; }\n\n  \/* \u2500\u2500\u2500\u2500\u2500 TIMELINE \u00c9TAPES POST-D\u00c9C\u00c8S \u2500\u2500\u2500\u2500\u2500 *\/\n  .post-deces {\n    background: #fff;\n    border-radius: 20px;\n    padding: 28px;\n    box-shadow: 0 2px 16px rgba(108,63,160,0.07);\n    margin: 24px 0;\n  }\n  .pd-step {\n    display: flex;\n    align-items: flex-start;\n    gap: 14px;\n    margin-bottom: 16px;\n  }\n  .pd-step:last-child { margin-bottom: 0; }\n  .pd-num {\n    width: 36px; height: 36px;\n    background: linear-gradient(135deg, #7c3aed, #a855f7);\n    color: #fff;\n    border-radius: 50%;\n    display: flex; align-items: center; justify-content: center;\n    font-weight: 800;\n    font-size: 15px;\n    flex-shrink: 0;\n  }\n  .pd-content {\n    flex: 1;\n    background: #faf8ff;\n    border-radius: 12px;\n    padding: 14px 18px;\n  }\n  .pd-content h5 { font-size: 14px; font-weight: 700; color: #2d2b3d; margin-bottom: 2px; display: flex; align-items: center; gap: 8px; }\n  .pd-content p { font-size: 12px; color: #64748b; }\n\n  \/* \u2500\u2500\u2500\u2500\u2500 SANS TESTAMENT vs AVEC \u2500\u2500\u2500\u2500\u2500 *\/\n  .vs-container {\n    display: grid;\n    grid-template-columns: 1fr auto 1fr;\n    gap: 0;\n    margin: 24px 0;\n    border-radius: 20px;\n    overflow: hidden;\n    box-shadow: 0 2px 16px rgba(108,63,160,0.07);\n  }\n  .vs-col {\n    padding: 24px 20px;\n    background: #fff;\n  }\n  .vs-col h4 {\n    font-size: 15px;\n    font-weight: 700;\n    margin-bottom: 14px;\n    display: flex;\n    align-items: center;\n    gap: 8px;\n  }\n  .vs-col ul { list-style: none; padding: 0; }\n  .vs-col ul li {\n    font-size: 12px;\n    padding: 5px 0;\n    display: flex;\n    align-items: flex-start;\n    gap: 8px;\n  }\n  .vs-col ul li .dot {\n    width: 8px; height: 8px;\n    border-radius: 50%;\n    flex-shrink: 0;\n    margin-top: 4px;\n  }\n  .vs-center {\n    display: flex;\n    align-items: center;\n    justify-content: center;\n    background: linear-gradient(180deg, #f3f0ff, #ede9fe);\n    padding: 0 14px;\n    font-size: 20px;\n    font-weight: 800;\n    color: #7c3aed;\n  }\n\n  \/* \u2500\u2500\u2500\u2500\u2500 RECAP \u2500\u2500\u2500\u2500\u2500 *\/\n  .recap {\n    background: linear-gradient(135deg, #f3f0ff, #ede9fe);\n    border-radius: 20px;\n    padding: 32px;\n    margin: 32px 0 0;\n  }\n  .recap h3 { font-size: 20px; font-weight: 700; color: #7c3aed; text-align: center; margin-bottom: 20px; }\n  .recap-grid {\n    display: grid;\n    grid-template-columns: 1fr 1fr;\n    gap: 12px;\n  }\n  .recap-item {\n    background: #fff;\n    border-radius: 14px;\n    padding: 16px;\n    display: flex;\n    align-items: flex-start;\n    gap: 10px;\n  }\n  .recap-item .ri-icon { font-size: 20px; flex-shrink: 0; }\n  .recap-item .ri-text { font-size: 13px; color: #2d2b3d; }\n  .recap-item .ri-text strong { color: #7c3aed; }\n\n  \/* \u2500\u2500\u2500\u2500\u2500 FOOTER \u2500\u2500\u2500\u2500\u2500 *\/\n  .footer {\n    text-align: center;\n    padding: 24px;\n    font-size: 12px;\n    color: #a1a1aa;\n  }\n\n  \/* \u2500\u2500\u2500\u2500\u2500 RESPONSIVE \u2500\u2500\u2500\u2500\u2500 *\/\n  @media (max-width: 640px) {\n    .hero { padding: 32px 24px 40px; }\n    .hero h1 { font-size: 26px; }\n    .definition { margin: -20px 8px 32px; padding: 20px; font-size: 15px; }\n    .uses-grid { grid-template-columns: 1fr; }\n    .types-row { grid-template-columns: 1fr; }\n    .legs-grid { grid-template-columns: 1fr; }\n    .validity-strip { grid-template-columns: 1fr 1fr; }\n    .revoc-grid { grid-template-columns: 1fr; }\n    .reserve-cases { grid-template-columns: 1fr; }\n    .vs-container { grid-template-columns: 1fr; }\n    .vs-center { padding: 12px; }\n    .compare-table { font-size: 11px; }\n    .compare-table thead th, .compare-table tbody td { padding: 8px 6px; }\n    .recap-grid { grid-template-columns: 1fr; }\n    .fcddv-box { flex-direction: column; }\n  }\n<\/style>\n<\/head>\n<body>\n\n<!-- \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 HERO \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 -->\n<header class=\"hero\">\n  <div class=\"badge\">\n    <svg viewBox=\"0 0 32 32\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n      <circle cx=\"12\" cy=\"14\" r=\"8\" stroke=\"#fff\" stroke-width=\"2.5\" fill=\"none\"\/>\n      <path d=\"M18 20l10 0\" stroke=\"#fff\" stroke-width=\"2.5\" stroke-linecap=\"round\"\/>\n      <path d=\"M24 16l0 8\" stroke=\"#fff\" stroke-width=\"2.5\" stroke-linecap=\"round\"\/>\n      <path d=\"M28 16l0 8\" stroke=\"#fff\" stroke-width=\"2.5\" stroke-linecap=\"round\"\/>\n    <\/svg>\n    <span>Legal Design<\/span>\n  <\/div>\n  <h1>Le Testament<br><span style=\"font-size:26px; font-weight:600; opacity:0.9;\">\u00c0 quoi sert-il et comment fonctionne-t-il ?<\/span><\/h1>\n  <p>L'outil juridique qui vous permet d'organiser librement la transmission de votre patrimoine et d'exprimer vos derni\u00e8res volont\u00e9s.<\/p>\n<\/header>\n\n<!-- \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 D\u00c9FINITION \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 -->\n<div class=\"definition\">\n  Le <strong>testament<\/strong> est un acte juridique par lequel une personne (le <strong>testateur<\/strong>) exprime ses <strong>derni\u00e8res volont\u00e9s<\/strong> et organise la r\u00e9partition de son patrimoine apr\u00e8s son d\u00e9c\u00e8s. Il permet de d\u00e9roger aux r\u00e8gles l\u00e9gales de la succession, dans la limite de la <strong>r\u00e9serve h\u00e9r\u00e9ditaire<\/strong>.\n<\/div>\n\n<div class=\"content\">\n\n  <!-- \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 \u00c0 QUOI SERT-IL ? \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 -->\n  <div class=\"section-title\">\n    <div class=\"icon-circle\">\n      <svg viewBox=\"0 0 24 24\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><circle cx=\"12\" cy=\"12\" r=\"10\" stroke=\"#fff\" stroke-width=\"2\" fill=\"none\"\/><path d=\"M9.09 9a3 3 0 0 1 5.83 1c0 2-3 3-3 3\" stroke=\"#fff\" stroke-width=\"2\" stroke-linecap=\"round\"\/><circle cx=\"12\" cy=\"17\" r=\"0.5\" fill=\"#fff\"\/><\/svg>\n    <\/div>\n    <h2>\u00c0 quoi sert le testament ?<\/h2>\n  <\/div>\n\n  <div class=\"uses-grid\">\n    <div class=\"use-card\">\n      <div class=\"uc-icon\">\ud83c\udf81<\/div>\n      <h4>Transmettre librement<\/h4>\n      <p>L\u00e9guer un bien ou une somme \u00e0 une personne de votre choix, m\u00eame non h\u00e9riti\u00e8re.<\/p>\n    <\/div>\n    <div class=\"use-card\">\n      <div class=\"uc-icon\">\ud83d\udc8d<\/div>\n      <h4>Prot\u00e9ger son conjoint<\/h4>\n      <p>Augmenter la part du conjoint survivant au-del\u00e0 de ce que pr\u00e9voit la loi.<\/p>\n    <\/div>\n    <div class=\"use-card\">\n      <div class=\"uc-icon\">\ud83d\udc76<\/div>\n      <h4>Avantager un enfant<\/h4>\n      <p>Attribuer la quotit\u00e9 disponible \u00e0 un enfant en particulier.<\/p>\n    <\/div>\n    <div class=\"use-card\">\n      <div class=\"uc-icon\">\u2764\ufe0f<\/div>\n      <h4>Gratifier un tiers<\/h4>\n      <p>Ami, association, fondation\u2026 transmettre \u00e0 qui ne serait pas h\u00e9ritier.<\/p>\n    <\/div>\n    <div class=\"use-card\">\n      <div class=\"uc-icon\">\ud83d\udc76\u200d\ud83d\udc76<\/div>\n      <h4>D\u00e9signer un tuteur<\/h4>\n      <p>Nommer un tuteur pour ses enfants mineurs en cas de d\u00e9c\u00e8s des deux parents.<\/p>\n    <\/div>\n    <div class=\"use-card\">\n      <div class=\"uc-icon\">\u26b0\ufe0f<\/div>\n      <h4>Organiser ses obs\u00e8ques<\/h4>\n      <p>Exprimer ses volont\u00e9s fun\u00e9raires : inhumation, cr\u00e9mation, c\u00e9r\u00e9monie\u2026<\/p>\n    <\/div>\n  <\/div>\n\n  <!-- \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 SANS vs AVEC TESTAMENT \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 -->\n  <div class=\"section-title\">\n    <div class=\"icon-circle\">\n      <svg viewBox=\"0 0 24 24\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M16 21v-2a4 4 0 0 0-4-4H5a4 4 0 0 0-4 4v2\" stroke=\"#fff\" stroke-width=\"2\" fill=\"none\" stroke-linecap=\"round\"\/><circle cx=\"8.5\" cy=\"7\" r=\"4\" stroke=\"#fff\" stroke-width=\"2\" fill=\"none\"\/><path d=\"M20 8v6M23 11h-6\" stroke=\"#fff\" stroke-width=\"2\" stroke-linecap=\"round\"\/><\/svg>\n    <\/div>\n    <h2>Avec ou sans testament ?<\/h2>\n  <\/div>\n\n  <div class=\"vs-container\">\n    <div class=\"vs-col\">\n      <h4 style=\"color:#ef4444;\">\u274c Sans testament<\/h4>\n      <ul>\n        <li><span class=\"dot\" style=\"background:#ef4444;\"><\/span> D\u00e9volution l\u00e9gale uniquement<\/li>\n        <li><span class=\"dot\" style=\"background:#ef4444;\"><\/span> R\u00e9partition fix\u00e9e par la loi<\/li>\n        <li><span class=\"dot\" style=\"background:#ef4444;\"><\/span> Le conjoint ne re\u00e7oit pas forc\u00e9ment tout<\/li>\n        <li><span class=\"dot\" style=\"background:#ef4444;\"><\/span> Aucun legs possible \u00e0 un tiers<\/li>\n        <li><span class=\"dot\" style=\"background:#ef4444;\"><\/span> Pas de choix sur les obs\u00e8ques<\/li>\n      <\/ul>\n    <\/div>\n    <div class=\"vs-center\">vs<\/div>\n    <div class=\"vs-col\">\n      <h4 style=\"color:#10b981;\">\u2705 Avec testament<\/h4>\n      <ul>\n        <li><span class=\"dot\" style=\"background:#10b981;\"><\/span> Libert\u00e9 de r\u00e9partition (quotit\u00e9 disponible)<\/li>\n        <li><span class=\"dot\" style=\"background:#10b981;\"><\/span> Protection renforc\u00e9e du conjoint<\/li>\n        <li><span class=\"dot\" style=\"background:#10b981;\"><\/span> Legs \u00e0 des proches, amis, associations<\/li>\n        <li><span class=\"dot\" style=\"background:#10b981;\"><\/span> D\u00e9signation d'un tuteur pour les enfants<\/li>\n        <li><span class=\"dot\" style=\"background:#10b981;\"><\/span> Volont\u00e9s fun\u00e9raires respect\u00e9es<\/li>\n      <\/ul>\n    <\/div>\n  <\/div>\n\n  <!-- \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 LES 3 FORMES \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 -->\n  <div class=\"section-title\">\n    <div class=\"icon-circle\">\n      <svg viewBox=\"0 0 24 24\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><rect x=\"3\" y=\"3\" width=\"7\" height=\"7\" rx=\"1\" stroke=\"#fff\" stroke-width=\"2\" fill=\"none\"\/><rect x=\"14\" y=\"3\" width=\"7\" height=\"7\" rx=\"1\" stroke=\"#fff\" stroke-width=\"2\" fill=\"none\"\/><rect x=\"8\" y=\"14\" width=\"7\" height=\"7\" rx=\"1\" stroke=\"#fff\" stroke-width=\"2\" fill=\"none\"\/><\/svg>\n    <\/div>\n    <h2>Les 3 formes de testament<\/h2>\n  <\/div>\n\n  <div class=\"types-row\">\n    <div class=\"type-card\">\n      <div class=\"type-header th-green\">\n        <div class=\"th-icon\">\u270d\ufe0f<\/div>\n        <h3>Olographe<\/h3>\n        <p>R\u00e9dig\u00e9 \u00e0 la main<\/p>\n      <\/div>\n      <div class=\"type-body\">\n        <ul>\n          <li><span class=\"li-icon\">\ud83d\udcdd<\/span> \u00c9crit enti\u00e8rement \u00e0 la main<\/li>\n          <li><span class=\"li-icon\">\ud83d\udcc5<\/span> Dat\u00e9 par le testateur<\/li>\n          <li><span class=\"li-icon\">\u2712\ufe0f<\/span> Sign\u00e9 par le testateur<\/li>\n          <li><span class=\"li-icon\">\ud83d\udcb6<\/span> Gratuit (hors d\u00e9p\u00f4t)<\/li>\n          <li><span class=\"li-icon\">\ud83d\udd13<\/span> Peut rester secret<\/li>\n          <li><span class=\"li-icon\">\u26a0\ufe0f<\/span> Risque de perte ou contestation<\/li>\n        <\/ul>\n      <\/div>\n    <\/div>\n    <div class=\"type-card\">\n      <div class=\"type-header th-blue\">\n        <div class=\"th-icon\">\u2696\ufe0f<\/div>\n        <h3>Authentique<\/h3>\n        <p>Re\u00e7u par un notaire<\/p>\n      <\/div>\n      <div class=\"type-body\">\n        <ul>\n          <li><span class=\"li-icon\">\ud83d\udde3\ufe0f<\/span> Dict\u00e9 au notaire<\/li>\n          <li><span class=\"li-icon\">\ud83d\udc65<\/span> 2 t\u00e9moins ou 2 notaires<\/li>\n          <li><span class=\"li-icon\">\ud83d\udcdc<\/span> Acte notari\u00e9 officiel<\/li>\n          <li><span class=\"li-icon\">\ud83d\udd12<\/span> Conserv\u00e9 par le notaire<\/li>\n          <li><span class=\"li-icon\">\ud83d\udccb<\/span> Inscrit au FCDDV<\/li>\n          <li><span class=\"li-icon\">\u2705<\/span> Quasi incontestable<\/li>\n        <\/ul>\n      <\/div>\n    <\/div>\n    <div class=\"type-card\">\n      <div class=\"type-header th-amber\">\n        <div class=\"th-icon\">\ud83d\udd10<\/div>\n        <h3>Mystique<\/h3>\n        <p>Secret, remis cachet\u00e9<\/p>\n      <\/div>\n      <div class=\"type-body\">\n        <ul>\n          <li><span class=\"li-icon\">\ud83d\udcdd<\/span> R\u00e9dig\u00e9 par le testateur (ou un tiers)<\/li>\n          <li><span class=\"li-icon\">\u2709\ufe0f<\/span> Cachet\u00e9 et remis au notaire<\/li>\n          <li><span class=\"li-icon\">\ud83d\udc65<\/span> En pr\u00e9sence de 2 t\u00e9moins<\/li>\n          <li><span class=\"li-icon\">\ud83e\udd2b<\/span> Contenu totalement secret<\/li>\n          <li><span class=\"li-icon\">\ud83d\udcc9<\/span> Tr\u00e8s rare en pratique<\/li>\n          <li><span class=\"li-icon\">\u26a0\ufe0f<\/span> Cumule les inconv\u00e9nients<\/li>\n        <\/ul>\n      <\/div>\n    <\/div>\n  <\/div>\n\n  <!-- \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 TABLEAU COMPARATIF \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 -->\n  <div class=\"compare-wrap\">\n    <table class=\"compare-table\">\n      <thead>\n        <tr>\n          <th><\/th>\n          <th>\u270d\ufe0f Olographe<\/th>\n          <th>\u2696\ufe0f Authentique<\/th>\n          <th>\ud83d\udd10 Mystique<\/th>\n        <\/tr>\n      <\/thead>\n      <tbody>\n        <tr>\n          <td>Co\u00fbt<\/td>\n          <td><span class=\"ct-check\">Gratuit<\/span><\/td>\n          <td>~115 \u20ac (+ frais)<\/td>\n          <td>Frais notaire<\/td>\n        <\/tr>\n        <tr>\n          <td>Notaire obligatoire<\/td>\n          <td><span class=\"ct-check\">Non<\/span><\/td>\n          <td><span class=\"ct-cross\">Oui<\/span><\/td>\n          <td><span class=\"ct-cross\">Oui<\/span><\/td>\n        <\/tr>\n        <tr>\n          <td>T\u00e9moins<\/td>\n          <td><span class=\"ct-check\">Aucun<\/span><\/td>\n          <td>2 requis<\/td>\n          <td>2 requis<\/td>\n        <\/tr>\n        <tr>\n          <td>S\u00e9curit\u00e9 juridique<\/td>\n          <td>\u2b50<\/td>\n          <td>\u2b50\u2b50\u2b50<\/td>\n          <td>\u2b50\u2b50<\/td>\n        <\/tr>\n        <tr>\n          <td>Risque de perte<\/td>\n          <td><span style=\"color:#ef4444; font-weight:700;\">\u00c9lev\u00e9<\/span><\/td>\n          <td><span style=\"color:#10b981; font-weight:700;\">Nul<\/span><\/td>\n          <td><span style=\"color:#10b981; font-weight:700;\">Nul<\/span><\/td>\n        <\/tr>\n        <tr>\n          <td>Secret du contenu<\/td>\n          <td><span class=\"ct-check\">Oui<\/span><\/td>\n          <td><span class=\"ct-cross\">Non<\/span><\/td>\n          <td><span class=\"ct-check\">Oui<\/span><\/td>\n        <\/tr>\n        <tr>\n          <td>Inscription FCDDV<\/td>\n          <td>Recommand\u00e9e<\/td>\n          <td><span class=\"ct-check\">Automatique<\/span><\/td>\n          <td><span class=\"ct-check\">Automatique<\/span><\/td>\n        <\/tr>\n      <\/tbody>\n    <\/table>\n  <\/div>\n\n  <!-- \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 R\u00c9SERVE & QUOTIT\u00c9 \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 -->\n  <div class=\"section-title\">\n    <div class=\"icon-circle\">\n      <svg viewBox=\"0 0 24 24\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M12 1v22M17 5H9.5a3.5 3.5 0 1 0 0 7h5a3.5 3.5 0 1 1 0 7H6\" stroke=\"#fff\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" fill=\"none\"\/><\/svg>\n    <\/div>\n    <h2>La limite : r\u00e9serve & quotit\u00e9 disponible<\/h2>\n  <\/div>\n\n  <div class=\"reserve-container\">\n    <div class=\"reserve-label\">Le testament ne peut pas tout : la loi prot\u00e8ge les h\u00e9ritiers r\u00e9servataires<\/div>\n    <div class=\"reserve-cases\">\n      <div class=\"reserve-case\">\n        <h5>\ud83d\udc76 1 enfant<\/h5>\n        <div class=\"rc-bar\">\n          <div class=\"rc-reserve\" style=\"flex:1;\">R\u00e9serve \u00bd<\/div>\n          <div class=\"rc-dispo\" style=\"flex:1;\">Dispo \u00bd<\/div>\n        <\/div>\n        <div class=\"rc-legend\">\n          <span><span class=\"dot-r\"><\/span> 50 %<\/span>\n          <span><span class=\"dot-d\"><\/span> 50 %<\/span>\n        <\/div>\n      <\/div>\n      <div class=\"reserve-case\">\n        <h5>\ud83d\udc76\ud83d\udc76 2 enfants<\/h5>\n        <div class=\"rc-bar\">\n          <div class=\"rc-reserve\" style=\"flex:2;\">R\u00e9serve \u2154<\/div>\n          <div class=\"rc-dispo\" style=\"flex:1;\">Dispo \u2153<\/div>\n        <\/div>\n        <div class=\"rc-legend\">\n          <span><span class=\"dot-r\"><\/span> 66,7 %<\/span>\n          <span><span class=\"dot-d\"><\/span> 33,3 %<\/span>\n        <\/div>\n      <\/div>\n      <div class=\"reserve-case\">\n        <h5>\ud83d\udc76\ud83d\udc76\ud83d\udc76 3 enfants +<\/h5>\n        <div class=\"rc-bar\">\n          <div class=\"rc-reserve\" style=\"flex:3;\">R\u00e9serve \u00be<\/div>\n          <div class=\"rc-dispo\" style=\"flex:1;\">Dispo \u00bc<\/div>\n        <\/div>\n        <div class=\"rc-legend\">\n          <span><span class=\"dot-r\"><\/span> 75 %<\/span>\n          <span><span class=\"dot-d\"><\/span> 25 %<\/span>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n\n  <div class=\"key-point\">\n    <span class=\"kp-icon\">\u26a0\ufe0f<\/span>\n    <p>La <strong>r\u00e9serve h\u00e9r\u00e9ditaire<\/strong> est la part minimum garantie aux enfants. Le testament ne peut disposer que de la <strong>quotit\u00e9 disponible<\/strong>. Si un legs d\u00e9passe cette part, les h\u00e9ritiers r\u00e9servataires peuvent exercer une <strong>action en r\u00e9duction<\/strong>.<\/p>\n  <\/div>\n\n  <!-- \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 TYPES DE LEGS \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 -->\n  <div class=\"section-title\">\n    <div class=\"icon-circle\">\n      <svg viewBox=\"0 0 24 24\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M20 6L9 17l-5-5\" stroke=\"#fff\" stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\" fill=\"none\"\/><\/svg>\n    <\/div>\n    <h2>Les 3 types de legs<\/h2>\n  <\/div>\n\n  <div class=\"legs-grid\">\n    <div class=\"leg-card\">\n      <div class=\"lc-icon\">\ud83c\udf10<\/div>\n      <h4>Legs universel<\/h4>\n      <p>Le l\u00e9gataire re\u00e7oit la <strong>totalit\u00e9<\/strong> des biens du d\u00e9funt (ou ce qui reste apr\u00e8s la r\u00e9serve).<\/p>\n    <\/div>\n    <div class=\"leg-card\">\n      <div class=\"lc-icon\">\ud83d\udcca<\/div>\n      <h4>Legs \u00e0 titre universel<\/h4>\n      <p>Le l\u00e9gataire re\u00e7oit une <strong>fraction<\/strong> du patrimoine (ex : \u00bd des biens, tous les immeubles\u2026).<\/p>\n    <\/div>\n    <div class=\"leg-card\">\n      <div class=\"lc-icon\">\ud83d\udc8e<\/div>\n      <h4>Legs particulier<\/h4>\n      <p>Le l\u00e9gataire re\u00e7oit un <strong>bien pr\u00e9cis<\/strong> (un bijou, une maison, une somme d'argent\u2026).<\/p>\n    <\/div>\n  <\/div>\n\n  <!-- \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 CONDITIONS DE VALIDIT\u00c9 \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 -->\n  <div class=\"section-title\">\n    <div class=\"icon-circle\">\n      <svg viewBox=\"0 0 24 24\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\" stroke=\"#fff\" stroke-width=\"2\" stroke-linecap=\"round\" fill=\"none\"\/><polyline points=\"22 4 12 14.01 9 11.01\" stroke=\"#fff\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" fill=\"none\"\/><\/svg>\n    <\/div>\n    <h2>Les conditions de validit\u00e9<\/h2>\n  <\/div>\n\n  <div class=\"validity-strip\">\n    <div class=\"valid-cell\">\n      <div class=\"vc-icon\">\ud83e\udde0<\/div>\n      <h4>Capacit\u00e9<\/h4>\n      <p>\u00catre sain d'esprit au moment de la r\u00e9daction<\/p>\n    <\/div>\n    <div class=\"valid-cell\">\n      <div class=\"vc-icon\">\ud83c\udf82<\/div>\n      <h4>\u00c2ge<\/h4>\n      <p>Avoir au moins 16 ans (mineur \u00e9mancip\u00e9 : totalit\u00e9)<\/p>\n    <\/div>\n    <div class=\"valid-cell\">\n      <div class=\"vc-icon\">\u270b<\/div>\n      <h4>Libert\u00e9<\/h4>\n      <p>Aucune contrainte, violence ou dol<\/p>\n    <\/div>\n    <div class=\"valid-cell\">\n      <div class=\"vc-icon\">\ud83d\udccb<\/div>\n      <h4>Forme<\/h4>\n      <p>Respecter les r\u00e8gles de forme propres \u00e0 chaque type<\/p>\n    <\/div>\n  <\/div>\n\n  <!-- \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 R\u00c9VOCATION \/ MODIFICATION \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 -->\n  <div class=\"section-title\">\n    <div class=\"icon-circle\">\n      <svg viewBox=\"0 0 24 24\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M1 4v6h6\" stroke=\"#fff\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" fill=\"none\"\/><path d=\"M3.51 15a9 9 0 1 0 2.13-9.36L1 10\" stroke=\"#fff\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" fill=\"none\"\/><\/svg>\n    <\/div>\n    <h2>Modifier ou r\u00e9voquer son testament<\/h2>\n  <\/div>\n\n  <div class=\"revoc-grid\">\n    <div class=\"revoc-card\">\n      <div class=\"rc-icon\">\ud83d\udcdd<\/div>\n      <h4>Nouveau testament<\/h4>\n      <p>R\u00e9diger un nouveau testament qui r\u00e9voque express\u00e9ment le pr\u00e9c\u00e9dent. La m\u00e9thode la plus s\u00fbre.<\/p>\n    <\/div>\n    <div class=\"revoc-card\">\n      <div class=\"rc-icon\">\u270f\ufe0f<\/div>\n      <h4>Codicille<\/h4>\n      <p>Acte compl\u00e9mentaire qui modifie ou compl\u00e8te certaines dispositions sans tout r\u00e9\u00e9crire.<\/p>\n    <\/div>\n    <div class=\"revoc-card\">\n      <div class=\"rc-icon\">\ud83d\uddd1\ufe0f<\/div>\n      <h4>Destruction<\/h4>\n      <p>Pour le testament olographe uniquement : la destruction physique du document vaut r\u00e9vocation.<\/p>\n    <\/div>\n  <\/div>\n\n  <div class=\"key-point\">\n    <span class=\"kp-icon\">\ud83d\udca1<\/span>\n    <p>Le testament est <strong>toujours r\u00e9vocable<\/strong>, \u00e0 tout moment et sans avoir \u00e0 se justifier. C'est le dernier testament en date qui pr\u00e9vaut. En cas de contradiction entre deux testaments, seules les dispositions incompatibles du plus ancien sont annul\u00e9es.<\/p>\n  <\/div>\n\n  <!-- \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 FCDDV \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 -->\n  <div class=\"fcddv-box\">\n    <span class=\"fb-icon\">\ud83d\uddc2\ufe0f<\/span>\n    <div class=\"fb-text\">\n      <h4>Le FCDDV : Fichier Central des Dispositions de Derni\u00e8res Volont\u00e9s<\/h4>\n      <p>Ce fichier national, g\u00e9r\u00e9 par les notaires, recense l'existence de tous les testaments d\u00e9pos\u00e9s chez un notaire. Lors du r\u00e8glement d'une succession, le notaire interroge syst\u00e9matiquement le FCDDV pour v\u00e9rifier si un testament existe. <strong>L'inscription ne r\u00e9v\u00e8le pas le contenu<\/strong> du testament, seulement son existence et le notaire qui le d\u00e9tient.<\/p>\n    <\/div>\n  <\/div>\n\n  <!-- \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 QUE SE PASSE-T-IL AU D\u00c9C\u00c8S ? \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 -->\n  <div class=\"section-title\">\n    <div class=\"icon-circle\">\n      <svg viewBox=\"0 0 24 24\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M23 6l-9.5 9.5-5-5L1 18\" stroke=\"#fff\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" fill=\"none\"\/><polyline points=\"17 6 23 6 23 12\" stroke=\"#fff\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" fill=\"none\"\/><\/svg>\n    <\/div>\n    <h2>Que se passe-t-il au d\u00e9c\u00e8s ?<\/h2>\n  <\/div>\n\n  <div class=\"post-deces\">\n    <div class=\"pd-step\">\n      <div class=\"pd-num\">1<\/div>\n      <div class=\"pd-content\">\n        <h5>\ud83d\udd0d Recherche du testament<\/h5>\n        <p>Le notaire interroge le FCDDV et v\u00e9rifie si un testament existe.<\/p>\n      <\/div>\n    <\/div>\n    <div class=\"pd-step\">\n      <div class=\"pd-num\">2<\/div>\n      <div class=\"pd-content\">\n        <h5>\ud83d\udcd6 Ouverture et lecture<\/h5>\n        <p>Le testament est ouvert et lu. Si olographe, le notaire \u00e9tablit un proc\u00e8s-verbal de description.<\/p>\n      <\/div>\n    <\/div>\n    <div class=\"pd-step\">\n      <div class=\"pd-num\">3<\/div>\n      <div class=\"pd-content\">\n        <h5>\u2705 V\u00e9rification de validit\u00e9<\/h5>\n        <p>Le notaire v\u00e9rifie les conditions de forme et de fond. Les h\u00e9ritiers peuvent contester.<\/p>\n      <\/div>\n    <\/div>\n    <div class=\"pd-step\">\n      <div class=\"pd-num\">4<\/div>\n      <div class=\"pd-content\">\n        <h5>\u2696\ufe0f Respect de la r\u00e9serve<\/h5>\n        <p>Les legs sont v\u00e9rifi\u00e9s au regard de la r\u00e9serve h\u00e9r\u00e9ditaire. R\u00e9duction si n\u00e9cessaire.<\/p>\n      <\/div>\n    <\/div>\n    <div class=\"pd-step\">\n      <div class=\"pd-num\">5<\/div>\n      <div class=\"pd-content\">\n        <h5>\ud83c\udf81 Ex\u00e9cution des legs<\/h5>\n        <p>Les biens sont r\u00e9partis selon les volont\u00e9s du testateur, dans la limite de la quotit\u00e9 disponible.<\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n\n  <!-- \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 RECAP \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 -->\n  <div class=\"recap\">\n    <h3>L'essentiel \u00e0 retenir<\/h3>\n    <div class=\"recap-grid\">\n      <div class=\"recap-item\">\n        <span class=\"ri-icon\">\ud83d\udcdc<\/span>\n        <div class=\"ri-text\">Le testament permet de <strong>d\u00e9roger aux r\u00e8gles l\u00e9gales<\/strong> de la succession<\/div>\n      <\/div>\n      <div class=\"recap-item\">\n        <span class=\"ri-icon\">\u270d\ufe0f<\/span>\n        <div class=\"ri-text\"><strong>3 formes<\/strong> : olographe (gratuit), authentique (s\u00e9curis\u00e9), mystique (rare)<\/div>\n      <\/div>\n      <div class=\"recap-item\">\n        <span class=\"ri-icon\">\ud83d\udee1\ufe0f<\/span>\n        <div class=\"ri-text\">La <strong>r\u00e9serve h\u00e9r\u00e9ditaire<\/strong> prot\u00e8ge les enfants \u2014 on ne dispose que de la quotit\u00e9 disponible<\/div>\n      <\/div>\n      <div class=\"recap-item\">\n        <span class=\"ri-icon\">\ud83d\udd04<\/span>\n        <div class=\"ri-text\">Toujours <strong>r\u00e9vocable et modifiable<\/strong> \u00e0 tout moment, sans condition<\/div>\n      <\/div>\n      <div class=\"recap-item\">\n        <span class=\"ri-icon\">\ud83d\uddc2\ufe0f<\/span>\n        <div class=\"ri-text\">Pensez \u00e0 le <strong>d\u00e9poser chez un notaire<\/strong> (inscription au FCDDV)<\/div>\n      <\/div>\n      <div class=\"recap-item\">\n        <span class=\"ri-icon\">\u2696\ufe0f<\/span>\n        <div class=\"ri-text\">Le testament <strong>authentique<\/strong> offre la meilleure s\u00e9curit\u00e9 juridique<\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n\n<\/div>\n\n<div class=\"footer\">\n  Infographie r\u00e9alis\u00e9e en Legal Design \u2014 \u00c0 titre informatif uniquement, ne constitue pas un conseil juridique.\n<\/div>\n\n<\/body>\n<\/html>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Le testament permet d\u2019organiser la transmission de son patrimoine apr\u00e8s son d\u00e9c\u00e8s. D\u00e9couvrez son fonctionnement, ses diff\u00e9rentes formes et son utilit\u00e9.<\/p>\n","protected":false},"author":1,"featured_media":399,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[],"class_list":["post-389","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-legal-design"],"_links":{"self":[{"href":"https:\/\/laila-gssime.notaires.fr\/index.php?rest_route=\/wp\/v2\/posts\/389","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/laila-gssime.notaires.fr\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/laila-gssime.notaires.fr\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/laila-gssime.notaires.fr\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/laila-gssime.notaires.fr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=389"}],"version-history":[{"count":19,"href":"https:\/\/laila-gssime.notaires.fr\/index.php?rest_route=\/wp\/v2\/posts\/389\/revisions"}],"predecessor-version":[{"id":781,"href":"https:\/\/laila-gssime.notaires.fr\/index.php?rest_route=\/wp\/v2\/posts\/389\/revisions\/781"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/laila-gssime.notaires.fr\/index.php?rest_route=\/wp\/v2\/media\/399"}],"wp:attachment":[{"href":"https:\/\/laila-gssime.notaires.fr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=389"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/laila-gssime.notaires.fr\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=389"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/laila-gssime.notaires.fr\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=389"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}